Industry Overview

Whether you provide accommodation or serve food and beverages, each hospitality business is unique and so too are their risks.

Key Risks for Hospitality Businesses include:

  • Business Interruption – loss of business income due to an insured event
  • Water damage
  • Slips and falls by either employees or visitors
  • Hand lacerations
  • Fire (deep fryers and ducts and flues)
  • General theft
  • Employee and third-party theft
  • Machinery & Equipment Breakdown
  • Workers Compensation claims
  • Manual handling injuries
  • Flood
  • Cyber-attack or breach of private data
  • Employment Practices Liability

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