INSURANCE SPECIALTIES / Hospitality Insurance
Industry Overview
Whether you provide accommodation or serve food and beverages, each hospitality business is unique and so too are their risks.
Key Risks for Hospitality Businesses include:
- Business Interruption – loss of business income due to an insured event
- Water damage
- Slips and falls by either employees or visitors
- Hand lacerations
- Fire (deep fryers and ducts and flues)
- General theft
- Employee and third-party theft
- Machinery & Equipment Breakdown
- Workers Compensation claims
- Manual handling injuries
- Flood
- Cyber-attack or breach of private data
- Employment Practices Liability