INSURANCE SPECIALTIES / Community Not-for-Profit Insurance
At Everest Risk Group, we understand the Community Not-for-Profit space exceptionally well. This unique market segment requires a certain set of skills to correctly craft a suite of products ideally suited to the business.
As all insurance policies are as different, let us take the hassle out of comparing the market and advise you on the best solution for your needs.
As a Not-for-Profit organisation, you can expect the following policies to encompass your insurance package
Public & Products Liability
Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you and your organisation against claims for personal injury or damage to property of a third party.
Voluntary Workers Personal Accident
At the heart of every Not-for-Profit, are the volunteers who, day in and day out are the heart and soul of all Not-for-Profit organisations. In the event one of those volunteers are injured, it is important to make sure there is a policy of insurance which can go some way towards providing compensation for the injury sustained. As volunteers have no access to Workers Compensation, this provides a “sleep easy” policy, knowing there is no need for a claim of negligence to gain benefit from the policy.
Business Package or Industrial Special Risks
Most, if not all, Not-for-Profit organisations have property risks needing to be insured. Cover can be tailored to cover for loss or damage to your physical business assets.
Association Liability Insurance is a combined policy specifically designed for associations and Not-for-Profit organisations. The policy provides protection to the individual office bearers and the association against wrongful acts in the management of the association, employment practices liability and fidelity. In addition, the policy also provides coverage to the association against claims for financial loss arising out of a breach of professional duty by the association.
Our staff at Everest Risk Group are ideally placed to discuss your specific situation.